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Motor Insurance

1. Buy Insurance online
2. Insurance Claim Procedure
3. Premium Break-up for Four-wheelers
4. Premium Break-up for Two-wheelers
5. IDV Depreciation Schedule
6. Depreciation Rates on Spare Parts

 

Motor Insurance Claim Procedure

In case of motor insurance claim, you can avail cashless facility for the repair of your car in any of ICICI Lombard's cashless garage network. However, If the car is serviced in a garage outside the purview of the ICICI Lombard network, then you can claim reimbursement for the same. You can claim towing charges up to Rs 1,500 through 24*7 call centers. View our network of Cashless Garages to find one near you.
http://www.icicilombard.com/content/Downloads/Garagelist.xls

All India Cashless Garage List In Case of an Accident

Steps to Registering a Motor Insurance Claim
1. Note the number of the other vehicle involved in the accident, if any.
2. Jot down the names and contact details of witnesses, if any.
3. Contact ICICI Lombard's 24x7 call centre. Keep your claim number / reference number handy.
4. Call centre representative will provide you the details of documents required for claim processing and also details of our preferred garage, where cashless repair facility can be availed.
5. File an FIR at the nearest police station in case of property damage, bodily injury, theft and major damages.

After Registering the Claim
1. The customer service manager (CSM) from ICICI Lombard will contact you within 24 hours of registering the claim.
2. Submit the copy of documents to the dealer / CSM and get verified with the originals.
3. The ICICI Lombard CSM will get the estimate for the repairs of your vehicle and give spot approval after assessment.
4. After completion of repair at our preferred garage we will make payment of our share of the loss directly to the garage.
5. The insured to pay the excess mentioned in the policy and depreciation, salvage etc informed by the CSM

Documents Required
For Accident Claims
Claim form duly signed *
RC copy of the vehicle
Driving license copy**
Policy copy (First two pages)
FIR on a case-to-case basis
Original estimate
Original repair invoice, payment receipt (for cashless garage, only repair invoice)

For Theft Claims
Claim form duly signed*
RC copy of the vehicle with all original keys
Driving license copy
Original policy copy
Original FIR copy
RTO transfer papers duly signed along with Form 28, 29, 30 and Form 35 (if hypothecated)
Final report – A no trace report from the police saying that the vehicle cannot be located.

For Third Party Claims
Claim form duly signed*
Police FIR copy
Driving license copy
Policy copy
RC copy of the vehicle

* Stamp required in case of company registered vehicle
** Original documents

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